GapCover® is a short-term insurance product that offers you affordable cover for your whole family against medical expense shortfalls occurred for in-hospital procedures. Specialist doctors can charge up to 500% more than what your medical scheme covers you for. You wouldn’t want to pay this shortfall out of your own pocket. In some instances, this shortfall can be R50,000 and more. GapCover® may pay up to R211 573 per beneficiary per annum towards these shortfalls*.

GapCover® from R288 per family, per month

GapCover® is a short-term insurance product that offers you affordable cover for your whole family against medical expense shortfalls occurred for in-hospital procedures.

CoPay Cover provides cover for procedural co-payments charged by your medical scheme for in-patient or out-patient procedures. This includes specialised radiology such as MRI and CT scans.

Combined Cover includes both

GapCover® and CoPay Cover from R399 per family, per month

GapCover®Elite is a medical shortfall cover which covers the difference (or gap) between your medical scheme tariff and the tariff charged by the private doctor or specialist for in-hospital procedures.

Shortfalls are covered on gastroscopies & colonoscopies performed in the GP or specialist’s rooms up to 500% of scheme tariff limited to 2 scopes/beneficiary/annum.

GapCover®ELITE from R236 per individual, per month (younger than 30 yrs of age)